There are banks that have branches in Illinois that offer second chance checking accounts. It’s always important to keep in mind that just because a bank offers second chance checking, it is still not 100% guaranteed that they will let everyone open a new account.

Banks in Illinois that offer second chance checking accounts

The options listed below are designed for individuals in Illinois that have difficulty opening a new checking account. New accounts are subject to approval by the bank branch and individual cases may vary. Depending on the situation, these banks may or may not let an applicant open a new account.

2nd Chance Checking – Guaranteed Approval

Account Now – Guaranteed Approval

Abri Credit Union

Alpine Bank


Bank of America


Corporate America Family Credit Union

Fifth Third Bank

First American Bank

Focus Bank

Generations CU

Great Lakes Credit Union

Members Alliance Credit Union

PNC Bank

Prairieland Federal Credit Union

Riverside Community Bank

Rock Valley Credit Union

Rockford Bank and Trust Company

South Side Community Federal Credit Union

Staley Credit Union

Stillman Bank

Suburban Bank and Trust

U.S. Bank

USA One Credit Union

Vantage Credit Union

Wells Fargo